The fourth challenge posed by the particular group sponsoring this scholarship, as I understand it, is to develop a strategy that would maximize its return on a $150,000 cash investment , "whether in terms of financial profit or personal satisfaction...or both. Such a broad charge allows me, and anyone else interested in such arrangements, to develop new program guidelines for goals This is exactly what I will do, for the purposes of this mission, two programs designed to maximize my personal financial return as well as another specifically designed to benefit the community at large considering the effects of the. current recession My reasons for developing separate plans stem from my assertion that the different goals discussed by the writers of the 2011 essay topic are quite distinct. Additionally, I believe that attempting to reconcile such distinct goals within a single program, that is, proposing an idea designed to mutually benefit myself as well as the broader community in a similar measure, would only weaken its overall impact. So it is with this in mind that I will present my ideas on how to maximize my personal financial return on a $150,000.00 investment. With that much capital readily available, I could simply go looking for a recently foreclosed property in an area relatively untouched by the subprime collapse of 2008. A number of residential areas across the country, including a few neighborhoods close to mine, near Washington DC, have such promising assets. My reasons for choosing a neighborhood carefully revolve around the potentially harmful impact of decline...... middle of paper ... lace throughout the 80s and 90s would also occur. By this, I am referring to the fact that regulators as well as law enforcement officials charged with reducing the prevalence of white-collar crime would have greater authority, more resources and better ways to communicate government activities to the general public. audience. Although large-scale and long-term in design, I believe this type of plan would maximize the potential of an initial investment of $150,000.00 to do good in a community. If successful, public awareness would be generated, budget priorities would change, new laws and economic incentives would be created, and homes would be built or renovated and then occupied by Americans made more economically secure through serious structural reforms. Such a development would bring me great personal satisfaction.