The software industry is the biggest winner from these regulations because if banks and financial institutions were to implement a big change, the only option is to seek the paths of software, control, implementation and efficiency. continuous monitoring without significant interruption of operational activities. The spread of mobile and internet payment services with all major and niche technology companies competing fiercely with banks and financial institutions to make payment gateways compliant with all regulations. In order to combat these inherent risks and problems, the following actions can be considered1. Anticipate problems well before the event occurs.2. Prevent and mitigate money laundering and terrorist financing with strictest implementation of regulations.3. Play effectively with unpredictable events4. Quantify the value of expected loss, actual loss and reputational loss, in case the adverse event occurs. Likely