Online identity theft is the fastest growing form of crime in the United States, “affecting approximately 10 million Americans annually » (FBI website, 2004). It is now considered one of the most significant cybercrimes we face today. Because this problem has become so widespread, it's important to know what it is, how it occurs, and how individuals and businesses can protect themselves. Make sure these words aren't overused: online identity theft, criminals... Maybe include better information about phishing... Online identity theft is defined as any crime where the offender “steals money or obtains other advantages by pretending to be someone else” (Australian Scam Watch website, 2014). Online identity theft often involves the theft of a person's personal information, such as their name, age, birth certificate or banking details. Criminals can exploit this information in a variety of ways, from using their victims' credit card details to make purchases, to using their full identity to open new bank accounts, make withdrawals. ...