Employment Practices LiabilityThe number of employment-related claims is steadily increasing. This means a growing potential financial risk that could be devastating to your business. Therefore, the need for adequate employment practices liability insurance should not be overlooked. The necessary defense for discrimination or wrongful termination, even if you are not found guilty of the charges against you, could be quite expensive. Even if the claims are fraudulent or unfounded, you will still have to pay mounting legal fees. Additionally, potential exposure to monetary damages will threaten your company's financial resources. With such increased risk as you face running a business in today's litigious world, you need to make absolutely sure that the insurance coverage you hold will protect you against employment-related claims. . The majority of general liability insurance policies do not include such claims. In some cases, a directors and officers insurance policy will provide a limited amount of coverage, but this coverage will not extend to the business entity. In fact, there is a long list of claims that your general commercial insurance may not cover if you don't have EPLI, such as: • Breach of contract • Disability • Discrimination • Drug testing • Emotional distress • Negligence hiring • Invasion of privacy • Defamation • Loss of consortium • Mental anguish • Promotional negligence • Retention negligence • Sexual harassment • Slander • Supervisory negligence • Violation of laws • Salary disputes • Wrongful dismissalIn response to the growing number of employment-related claims and the financial risk businesses face due to such claims, California Southwest Insurance...... middle of paper...... the best personalized service along with fast processing and industry claims expert, but we also take the time to walk you through the entire process to ensure you understand all the intricate details of your EPLI policy. For your business to truly thrive, you will need to hire a team of employees. As your business becomes more and more successful, you will need to expand and hire even more employees. With every employee you hire, you face additional risk exposure. You have to waste your time worrying about when one of these employees will feel wronged in some way and decide to take legal action. You must dedicate your time to growing and maintaining the business you have worked so hard to build. Complete the no-obligation quote form to quickly find out how affordable peace of mind can be..